September is National Mortgage Professional Month, the perfect time to recognize the experts who help turn your dream of homeownership into reality. At Signature Homes, we know that choosing the right lender is just as important as choosing the right home. That’s why we partner with a team of Preferred Lenders who understand new-construction financing and are committed to guiding you every step of the way.
Here are some helpful lender tips for making your homebuying journey smoother — and how our Preferred Lenders can help you every step of the way at any of our communities: Catalina at Delta Shores and Coronado at Delta Shores in Sacramento, and Lumina at Reynolds Ranch in Lodi.
1. Get Pre-Approved Early
One of the most important steps in buying a home is securing a loan pre-approval. This not only gives you a clear picture of your budget but also strengthens your offer when you find the right home.
Work with Signature Homes’ Preferred Lenders for your pre-approval. They’re familiar with our neighborhoods, home designs, and purchase requirements, which can make the process faster and more efficient.
2. Have Your Documents Ready
Lenders will ask for items like pay stubs, W-2s, bank statements, and tax returns. Having these documents prepared in advance keeps your loan moving smoothly.
Our Preferred Lenders provide clear checklists and guidance, so you’ll always know what’s needed — and when.
3. Ask About Closing Costs and Fees
From origination fees to appraisal costs, closing expenses are important to know about. Signature Homes’ Preferred Lenders are upfront and transparent, helping you understand your options so there are no surprises at closing.
4. Plan Your Closing Date Strategically
Did you know that the day of the month you close can impact your out-of-pocket costs? Our Preferred Lenders can help you choose the best timing for your closing.
5. Lean on Your Lender for Guidance
Buying a new home is exciting, but it can also feel overwhelming. Having a lender who’s not just processing your loan but also helping you plan for the future makes a big difference.
With Signature Homes’ Preferred Lenders, you’ll have a trusted partner who knows how to make the financing process as smooth — and stress-free — as possible.
A Smoother Path to Homeownership
National Mortgage Professional Month is the perfect reminder that behind every happy homeowner is a dedicated lending professional. By working with Signature Homes’ Preferred Lenders, you gain a knowledgeable partner who understands both financing and our new-construction process — making your path to owning a Signature home even easier.
Ready to take the first step? Learn more about our Preferred Lenders and get started on the journey to your dream home today.
Discover Signature Homes communities to find the home that’s right for you. Follow us on Instagram, Facebook, and YouTube to see all the latest photos, videos and announcements, and join the Interest List to stay up to date on our new home communities.
Resources:
https://www.zillow.com/learn/improve-odds-getting-home-loan/
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